- What Do I Invest in If I Think Interest Rates Will Rise?
There has never been a shortage of worries when thinking of investing your money: terrorism, epidemics, politics, economic worries, and countless other potential pitfalls. Worries about what to invest in if you think interest rates will rise is no different. While there is no such thing as a list of investments that are guaranteed to […]
- Financial / Asset Management Fees or Commissions? What’s the Best Way to Pay?
There is no one right answer to this question. It all depends on your relationship preferences, investing style, amount to invest, time horizon, risk tolerance and other factors. This is the last in a three-part series on the different ways investment management firms charge their clients. In the first two blogs, we talked about commission-based […]
- How and Why Financial / Investment Management Firms Charge Fees
This is the second blog in our series about the different ways that financial management firms charge their clients. In the first blog, we talked with AFAM Capital expert Chris Creed to learn more about commission-based charges and how they work. Now we continue the conversation with him to help investors like you who may […]
- What Does it Mean to Have a Commission-based Financial Advisor?
We come across many investors who have questions about financial management fees. It can get especially complicated with the different ways that different firms charge their clients. To help you learn more, we interviewed one of our AFAM Capital experts, Chris Creed. Chris has been in the financial services industry for over 24 years and […]
- How Do Your Biases Impact Your Investments?
Who, me? Biased? If someone calls you biased in the wrong context, those can be fighting words. But the reality is we all have biases – including when it comes to investing. For example, have you heard about the hot-hand fallacy? How about herding or the optimism bias? Then surely you know about the disposition […]
- 23 Questions You should Ask Before Hiring a Private Wealth Manager
Whether you are new to investing or have been socking away funds for years, the decision to get outside help may seem like a daunting process. Luckily, we put together this common-sense, step-by-step guide to researching your options. There are many titles when it comes to financial professionals – financial advisor, financial manager, private wealth […]
- Diversification is an Investment Strategy to Manage Risk
You’ve heard some of these before. Buy low, sell high! Use the Iron Condor! Sell in May, Go Away! Watch the Groundhog! (I made that last one up…) Except for the reference to Puxatawney Phil, these are all investment strategies people turn to in order to increase returns or reduce risk. Investment risk can be measured using […]
- Growth vs. Value Stocks – Which Has the Best Track Record?
More than 4,000 companies are traded on the major stock exchanges in the United States, and another 15,000 or so are traded off the major U.S. exchanges. It is challenging to determine which ones might grow into valuable companies versus which ones might be duds. There are many categories of stocks, but our favorite is […]
- Unraveling Your Retirement Savings Options
Times have changed. Gone are the days of the bespectacled, white-haired gentleman wearing a three-piece suit, placing a comforting hand on your shoulder and saying, “Trust me, we will take care of your retirement.” Today’s investor is savvier. Caution is abundant after Y2K, Bernie Maddoff, the Financial Meltdown of 2008, etc. Despite some harrowing events […]
- Fee-based Austin Financial Asset Managers – Aligning Our Goals to Yours
Austin, Texas is hot, both literally and figuratively. By now, you have probably seen it on some “best” lists. Forbes recently named it the #1 “next biggest boom town in the U.S.” Already the 11th largest city in the U.S., the capital city is rapidly expanding. As residents and fee-based Austin asset managers, we are […]